The best tips for financing residential real estate in Germering

Germering is a district of Munich and belongs to the district of Fürstenfeldbruck (FFB).

This is how it is to live in a condominium in Germering

Natural and urban at the same time - a combination, a dream for home and property owners that comes true in Germering near Munich. Located at the gates of Munich and not far from the Fünf-Seen-Land, the town offers real estate investors numerous reasons to buy an investment property here. People have been living in this place for 4000 years and in the 1950s many houses and apartments were built by the city. In 1978, Germering and Unterpfaffenhofen were united, so that since 1991 the title "Great District Town" is proudly worn by the Germeringer:inside.

The infrastructure in Germering

Our qualified real estate agents of VON POLL COMMERCIAL Munichoffer you an excellent variety of properties such as condominiums with fitted kitchens, apartments or the 3-room apartment with bright living room as well as balcony in Germering. From the cozy two-room apartment with a larger balcony, over the semi-detached house to the detached house with garden - here every real estate investor will find a suitable investment.

If you want to build your own building, there is of course also in Germering the possibility to acquire a plot for the construction of a property.

The city also has commercial properties in the commercial areas of Germering North, Landsberger Straße and several surrounding mixed areas. Our team of brokers will be happy to assist you in finding the perfect commercial property in Germering. In addition, 14 daycare centers, 20 kindergartens, various schools, doctors and pharmacies provide for the needs of the citizens. Shopping is also no problem - weekly market included.

Buy residential property in Germering

Residential property in Germeringis in particular focus for investors, as the Germering urban area has a good infrastructure and an attractive location. Thus, Germering is centrally located in the heart of Munich and is nevertheless quiet and idyllic. The transport connections to the public transport system are excellent, so that one can reach many different places in and around Munich within a short time. In addition, many significant companies and institutions are located in the immediate vicinity of Germering. If you decide to finance a residential property in Germering you should note that this is not only about the purchase of a house or apartment, but also about the care of this property over a long period of time. Therefore, investors should definitely think about their financial situation in general and their personal needs regarding the use of the property.

The leisure life in Germering

Germering offers an appealing wealth of cultural and sporting activities, from the town hall to the Rossstalltheater, from the indoor swimming pool to the ice rink. In addition, you can get involved socially and culturally in one of the approximately 120 resident clubs in Germering. For a well-deserved breather, Lake Germering is certainly a perfect destination, whether during the week or on the weekend.

The traffic in Germering

Germering offers you a quick connection to the A99 and A96 freeways, so that you can quickly get to the surrounding area from your property such as a floor apartment or condominium. The Munich S-Bahn S8 also stops in Germering, so you can reach the Bavarian metropolis and Munich Airport in no time, which, by the way, is just under 50 kilometers away. If you want to buy a property in Germering, you can buy from our brokers of VON POLL COMMERCIAL Munich appropriate land, houses, apartments and commercial properties. We constantly receive new offers of properties and our real estate agent can help you find the right property locally. Take a look at our exposés now!

The main financing options for residential properties

It is advisable that you choose an appropriate type of financing that best suits your financial circumstances as well as the schedule of investors for residential properties . The choice of financing options for commercial properties is multi-faceted, with each option bringing corresponding advantages and disadvantages.

Construction financing

When buying residential real estate in Germeringthere are several ways you can pay forresidential real estate. One of the most common options is financing through a construction loan. This is a loan that you apply to the bank and that is intended to last for the duration of your tenancy. Repayment is made in monthly installments based on your personal circumstances. For example, you can still claim reduced tax benefits even if you have already paid off your house or apartment. Construction financing is therefore particularly flexible and adapts to your needs. This makes them one of the best options for anyone who would like to live in a new home.

Instalment loans and credits

Instalment loans and credits are the two main financing options for residential real estate in Germering. Installment loans have the advantage of flexibility and immediate commitment. However, interest rates are often higher than traditional bank loans. With loans, application processing is usually shorter. In addition, the interest rates are more favorable. So if you want to build or buy a new house, you should look for a good offer early on. It is advisable to compare several offers and, if possible, to take precautions such as residual debt insurance or a guarantee. So you can improve your chances of a good loan!

State subsidies and subsidies

The financing of a residential property is not always easy. Many potential buyers are therefore looking for government subsidies or subsidies to realize their dream of home ownership. In Germany, there are various government support programs and subsidies aimed at different target groups. People with low incomes or pensioners have the best chances of receiving financial support. There are also interesting programs for investors and families with children. One interesting funding option is loan financing. Here, you can increase your existing loan by up to 50 percent to be able to finance. The term of the new loan can be a maximum of 15 years and you do not have to agree on a new repayment. The financing is particularly interesting for customers who have already regulated their old loan very well and now want to invest even more.

How to get the best possible mortgage rate

A mortgage is an important part of financing your residential property. There are several factors to consider when determining the interest rate. These include your income, your expenses, and your willingness to take risks.

The interest rate also depends on the type of property that is being financed. If it is a new property, the interest rate may be slightly higher than for an existing property. However, the interest rate always depends on the individual case and cannot be set as a flat rate. In addition, the interest rate depends on your risk awareness. If you do not shy away from risks, you should choose a higher interest rate to achieve the highest possible profits.

So the optimal interest rate depends on various factors and can not be determined across the board. To get the best possible interest rate, you should talk to your bank advisor or financial advisor from VON POLL COMMERCIAL Munich.

Why VON POLL COMMERCIAL Munich is the right real estate agent for you

VON POLL COMMERCIAL Munichis a recognized real estate agent offering a wide range of services regarding commercial real estate. How we help our clients around residential real estate:

Expertise: The brokers of VON POLL COMMERCIAL Munich have extensive knowledge and experience in the field of commercial real estate and can therefore provide you with excellent and reliable advice.

Network: The real estate agency VON POLL COMMERCIAL Munich has a useful network and important contacts in the real estate industry that allows you to find suitable gewerbe real estate offers

Communication: VON POLL COMMERCIAL Munich attaches great importance to open and transparent communication with customers. We are extremely eager to understand your needs and wishes and to fulfill them as far as possible.

Professionalism: We value the highest possible professionalism of all business processes and attach great importance to a thorough and effective handling of the real estate matter.

In summary, we can say that VON POLL COMMERCIAL Munich is your reliable and competent partner for all questions regarding commercial real estate.