What you should definitely pay attention to: Tips for a successful real estate purchase
Buying real estate is a major financial decision and requires thorough planning and careful consideration. Whether you're buying your first home or interested in real estate as an investment opportunity, here are some important points to keep in mind:
- Determining your budget:
Before you start looking for a property, it's crucial to know exactly what your budget is. Take into account not only the purchase price, but also additional costs such as land transfer tax, estate agent fees, notary fees and any renovation costs.
Tip: At VON POLL FINANCE you will not only find a practical budget calculator that you can use to determine your financial scope in just a few steps, but you can also receive your individual mortgage certificate on request. The certificate certifies in writing that you have passed a preliminary budget and credit check and quantifies the property price that you could finance with your current funds. This will also give you a huge head start when you have found your property.
- Type of property:
You should also think about what type of property you are looking for in advance. Do you prefer a detached house with a large garden or a bungalow on the ground floor? - Depending on your needs, there are different options for buying the property
- Location, location, location:
The location of a property has a huge impact on its value and your quality of life. Consider whether the area meets your needs - proximity to public transport, shopping facilities, schools and workplaces are often decisive factors.
- Condition of the property:
Don't be fooled by appearances. A thorough inspection of the property is essential. Check the condition of the roof, heating, electrics, plumbing and other important areas. A surveyor can help to uncover hidden defects.
- Clarify financing:
Clarify your financing options in advance. Consult various banks to get the best conditions. Don't forget to consider long-term effects such as interest and repayment installments.
You can also rely on the support of VON POLL FINANCE here.
- Legal check:
A notary should check all legal aspects of the property purchase. This includes land register entries, building encumbrances, restrictions on use and other relevant documents. This ensures that there are no unexpected legal hurdles.
- Energy efficiency and sustainability:
In times of rising energy costs and environmental awareness, the energy efficiency of a property is of great importance. Enquire about the energy performance certificate and consider whether modernization measures may be advisable.
- Future developments:
Inquire about planned developments in the area that could affect the value of your property. These could be infrastructure projects, new companies or urban development changes.
- Show negotiating skills:
The advertised price is often negotiable. Don't be afraid to negotiate the price, especially if you notice defects in the property or if comparable properties in the area are offered at lower prices.
- Reserve for unforeseen expenses:
Keep a financial buffer for unforeseen expenses. Renovations, repairs or other unexpected costs may arise and it's important to be prepared for them.
- Keep patience:
Buying a property is not a hasty decision. Take the time to consider all aspects and be patient until you find the property that meets your needs.
A well-thought-out real estate purchase requires time, research and diligence. By taking these tips to heart, you can ensure that you're not just buying a property, but creating a long-term home or profitable investment.
How can VON POLL IMMOBILIEN help you buy a property?
The most direct route to your new home is to contact a local expert with your property search. You've already come to the right place. We present the advantages of searching for a property with the help of a broker.
- Extensive experience: We have many years of experience in the real estate market and know the specifics of the region.
- It's a match: The great strength of renowned brokers is bringing sellers and potential buyers together. In short: The right buyer comes to the right seller of a property through the estate agent.
- Competent property valuation: The important question of whether a property is worth its price can be answered by an estate agent on the basis of experience and the latest technologies.
- Savvy in the small print: Whether it's the land register, site plan or building regulations: an estate agent knows all the details about the property being brokered. This gives prospective buyers and sellers a good feeling.
- Assistance during viewings. If there is an on-site appointment, it increases the feeling of security to have an expert at your side who you can ask anything and who will also be happy to deal with any unanswered questions afterwards. They are also happy to support you as a neutral partner in any price negotiations.
Individual advice: Our estate agents take the time to understand your needs and wishes. We will find the house that suits you perfectly.
VON POLL IMMOBILIEN Hamburg - Wandsbek
Buying a house is an investment in quality of life and the future. With the support of VON POLL IMMOBILIEN, your dream of buying real estate becomes a reality. Contact us today to start your home buying journey and find your new home.
If you have any further questions about buying real estate or are interested in our services, please do not hesitate to contact us. We look forward to helping you with your real estate needs.
Phone: 040 - 271 427 80
Email: [email protected]